How to breeze through the barrier with Apple Pay Express Transit

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You don't need to trigger Apple Pay to access the London Underground
You don't need to trigger Apple Pay to access the London Underground
Photo: Graham Bower/Cult of Mac

If you thought using Apple Pay was already easy, prepare to be amazed. It’s even easier when you enable Express Transit mode. In New York City, Portland and London, you can now pass the ticket barrier with just a wave of your wrist. And even if your local transit authority doesn’t support Express Transit mode yet, it could be coming soon.

Wanna give it a try? Here’s everything you need to know.

Last of Australia’s big four banks will offer Apple Pay

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Last of Australia's big four banks will offer Apple Pay
It might sound like just another Apple Pay announcement, but it's actually the end of a saga!
Photo: Jim Merithew/Cult of Mac

The last of Australia’s big four banks to adopt Apple Pay says that it will support Apple’s mobile payments service.

While Australia is just one market of many where Apple Pay is available, its arrival in the country has been particularly fraught with challenges. Westpac’s support marks the end of that particular story.

Apple Pay with Express Transit en route to San Diego, Philadelphia and other cities

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Apple-Pay-Express-Transit-London
Paying for your journeys just got a lot faster.
Photo: Apple

One of the best features of Apple Pay is finally starting to roll out to more public transit systems in the U.S. next year.

After being adopted by Washington D.C. and New York City this year, Apple Pay with Express Transit mode will reportedly be adopted by Philadelphia and San Diego next year, with other major cities planning to support it out by 2023.

NYC commuters can now use Apple Pay at busy Penn Station

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Glitch causes some Apple Pay Express Transit users to be overcharged
The northbound local platform at Penn Station.
Photo: Gryffindor/Wikipedia CC

Commuters can now use Apple Pay, along with other contactless payments systems, to pay for their travel at New York’s Penn Station.

That’s because the subway station has adopted the Metropolitan Transportation Authority’s OMNY contactless fare payment system. The 34th Street-Penn Station is one of the busiest transport hubs in North America. This should help make travel from there a little bit more bearable.

Apple Pay Express Transit hits London

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Apple-Pay-Express-Transit-London
Paying for your journeys just got a lot faster.
Photo: Apple

Apple Pay Express Transit is now available across all Transport for London services — including the Underground, buses, and trams.

Commuters can use the feature with iPhone or Apple Watch to pay for rides faster than before. It does not require transactions to be authorized with a face or fingerprint, so the whole process takes seconds.

Germany says Apple must let other payment services use iPhone’s NFC

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Apple Pay Terminal
Apple Pay won't be the only service Germans see here soon.
Photo: Ste Smith/Cult of Mac

A new German law forces Apple to allow other mobile payment services to use NFC on iPhone.

Apple has allowed only Apple Pay to take advantage of the technology until now. But Germany has decided that it won’t stand for that anymore — despite Apple’s concerns.

EU eyes Apple Pay and its competitive edge

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Apple Pay on iPhone and Apple Watch
Apple Pay is the only NFC payment system allowed on iPhone. Is that anticompetitive, or Apple just being safe?
Screenshot: Apple

In August, EU antitrust investigators sent a questionnaire to banks and developers of rival payment systems about Apple Pay. They’ve gotten an earful, according to Margrethe Vestager, the EU Competition Commissioner.

Antitrust investigators want to know if retailers were compelled to use Apple Pay

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Antitrust investigators want to know if retailers were compelled to use Apple Pay
Could Apple Pay be breaking the law?
Photo: Ste Smith/Cult of Mac

European antitrust regulators are asking online retailers if they are contractually obligated to use Apple Pay over rival services.

The European Commission suggests it has information that Apple could have restricted online payments for goods and services using rival payment solutions. This would be in breach of EU antitrust rules.