iPhone could accept NFC credit card payments without additional hardware

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iPhone credit card payments
Worrying news for companies like Square.
Mockup: Killian Bell/Cult of Mac

Apple is working to give iPhone the ability to accept contactless credit card payments over NFC without the need for additional hardware “in the coming months,” according to a new report.

You currently need a third-party credit card reader, like those made by Square, to use iPhone as a payment terminal. However, since iPhone 6 made it debut in 2014, Apple’s smartphone has been packing the NFC technology that’s needed.

Don’t use Visa cards with Express Transit on iPhone if you hate getting mugged

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Apple-Pay-Express-Transit-London
Security researchers just uncovered a big flaw.
Photo: Apple

Security researchers have discovered a major flaw in Express Transit on iPhone that allows hackers to steal money from a user’s Visa card. They say the problem can be easily fixed, but neither Apple or Visa seem interested.

The flaw makes it possible for iPhone’s contactless payment system, designed to make it easier and faster to pay for public transport, to be charged arbitrary transactions by a device that imitates a transport terminal.

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Apple donations through August 29 plus content collections help celebrate 105 years of America's national parks.
Apple donations through August 29 plus content collections help celebrate 105 years of America's national parks.
Photo: Austin Mann Photography/Apple

Cupertino plans ‘buy now, pay later’ offering called ‘Apple Pay Later’

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A planned new service will give you more options to pay over time.
A planned new service will give you more options to pay over time.
Photo: Apple

Apple and its Apple Card partner, Goldman Sachs, plan to launch a new pay-in-installments service for all Apple Pay purchases reportedly known internally as “Apple Pay Later.” It resembles other “buy now, pay later” offerings from companies like Affirm Holdings and PayPal.

European Union pushes ahead with investigation into Apple Pay

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European Commission trustbuster Margrethe Vestager has Siri in her sights.
European Commission trustbuster Margrethe Vestager has her sights set on Apple Pay.
Photo: ECR Group/Flickr CC

The European Union has warned Apple that regulators’ investigation into Apple Pay is going ahead. In an interview with Bloomberg News, EU Competition Commissioner Margrethe Vestager said the Apple Pay case is “quite advanced” and “something that we’re pushing forward.”

Give your wardrobe a spring clean with Apple Pay’s latest offers

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Apple Pay
Apple Pay's spring deals are here.
Photo: Apple

If you don’t use Apple Pay yet, Apple’s latest set of offers may help convince you to give Cupertino’s mobile payments solution a try. Especially if your wardrobe is in dire need of an upgrade after more than a year of most folks being stuck home.

As part of a “Springtime savings” offer, Apple is offering Apple Pay users discounts at stores ranging from California clothing brand PacSun to sunglasses company Costa Del Mar to sporty apparel company Under Armour.