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Apple Card - page 3

How to share your Apple Card with others and add a co-owner

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How to share Apple Card
Give others the ability to use your Apple Card.
Image: Apple/Cult of Mac

Apple Card now gives users the ability to add a co-owner from their Family Sharing group. Co-owners share the same credit line and have the ability to add the card to Apple Pay, view their own spending activity, and more.

It’s also possible to share Apple Card with other members of your family (aged 13 years or older) and give them their own spending limit. Here’s how to start sharing yours on iPhone and iPad.

Apple Card hits 6.4 million subscribers by signing up women

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Apple Card’s ‘elite card’ status is hitting retailers in the wallet
The Apple Card is in about twice as many wallets as it was a year ago.
Photo: Apple

Since its debut in 2019, the number of Apple Card users has grown to 6.4 million, according to analysts. That’s over two times the total using the credit card a year ago. And much of the growth has been among women.

Apple Card Family extends credit card access to teens

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Apple Card Family extends credit card access to teens
Up to five family members can soon share an Apple Card.
Photo: Apple/Cult of Mac

Apple Card holding parents can soon give their teenagers access to the credit card. Adults can share a card and teens can be allowed limited usage thanks to the upcoming Apple Card Family feature.

Are we high?!? 10 ways Apple blew our minds on 4/20

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Apple Spring Loaded event: 10 ways Apple blew our minds on 4/20.
Man, that was one powerful presentation.
Image: Killian Bell/Cult of Mac

It’s 4/20 and Apple’s big iMac and iPad Pro launch event was a total trip. The new Mac desktop comes in a rainbow of colors, and the M1 processor in the latest tablet will blow you away. And there’s AirTag too, at long last.

Grab some snacks and get ready to find out what the new products mean for Apple users and for the company’s future.

Investigation into ‘sexist’ Apple Card concludes no discrimination

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Apple Card’s ‘elite card’ status is hitting retailers in the wallet
Investigation was triggered by 2019 complaint.
Photo: Apple

An investigation into the alleged “sexist” Apple Card has concluded with New York’s Department of Financial Services saying Tuesday that it has found no evidence of unlawful discrimination.

The investigation was launched in late 2019. Laws stop algorithms from determining treatment based on things like age, creed, race, color, sex, sexual orientation, and more.

Apple wins trademark for Apple Card in Canada

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Apple Card’s ‘elite card’ status is hitting retailers in the wallet
Does this mean Apple Card is coming to Canada?
Photo: Apple

Apple launched its Apple Card credit card back in 2019 but, so far, it’s only been available to customers in the United States.

That may soon change, however, with eagle-eyed Apple watchers spotting that Apple has been granted two trademark applications in Canada, covering both Apple Card and Apple Cash.

Apple Card family sharing could extend credit card access to kids

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Apple Card with iPhone
Apple Card Family could let parent and teens share access to the Mac-maker’s credit card.
Photo: Ed Hardy/Cult of Mac

Apple Card holders might soon be able to share access with their family. Users of the credit card will reportedly be able to give their spouse or children access to a pre-established amount of money.

You can now apply for Apple Card in your web browser

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Apply for Apple Card online
Sign up on almost any device.
Screenshot: Cult of Mac

It’s now possible to apply for Apple Card in your web browser on almost any device … so long as you live in the United States. The new online form gives new customers an alternative to the Wallet app.

Nike offers $75 of freebies to new Apple Card users

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Become
Open an Apple Card account in the next month and you can get $75 back from Nike.
Screenshot: Apple

Nike offers a bonus for new users of Apple’s credit card. Sign up for an Apple Card, buy $75 or more from Nike in the first 30 days, and get $75 in Daily Cash.

Plus, Nike offers unlimited 3% back at Nike when Apple Card with Apple Pay is used.

Apple Watch is now eligible for 0% Apple Card financing

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Next Apple Watch Activity challenge will take place on Veterans Day
You can now pay for your Apple Watch in monthly installments
Photo: Ian Fuchs/Cult of Mac

The same day that Apple unveiled the Apple Watch Series 6 and Apple Watch SE, the company expanded its 0% Apple Card financing service to cover its line of smartwatches.

Apple launched its 0% Apple Card financing option for iPhone back in December. This June, it expanded it to cover Mac, iPad, AirPods Pro, AirPods, and Apple Pencil — although Apple Watch was strangely MIA.

Samsung’s new Apple Card competitor arrives with big advantages

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Samsung Pay Card
It's available only in the U.K. for now.
Photo: Samsung

Samsung’s answer to Apple Card is here, but the two won’t be battling it out for customers just yet. While Apple Card remains a U.S. exclusive, Samsung Pay Card on Tuesday made its debut in the U.K.

Samsung’s product has some neat advantages over Apple’s, like the ability to link multiple cards together. It’s the result of a partnership between Samsung, MasterCard, and British fintech company Curve.

It’s now even easier to pay with Apple Card on Apple’s Online Store

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Apple Card’s ‘elite card’ status is hitting retailers in the wallet
What could make Apple happier than Apple customers buying Apple goods on its Apple Online Store with Apple Card?
Photo: Apple

Paying for your Apple Online Store purchases is easier than ever if you’re an Apple Card user. Starting Tuesday, Apple added the ability the pay for items with a dedicated one-click Apple Card option.

To pay with Apple Card, simply select the Apple Card option when you’re ask to complete your purchase.

Panera offers Apple Card holders 3% Daily Cash back on purchases

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Panera offers Apple Card holders more Daily Cash Back.
Apple Card holders have a new reason to eat at Panera.
Photo: Panera

Use your Apple Card to buy soup, sandwiches or more at Panera, and you’ll earn 3% Daily Cash back. The usual percentage is 1%.

Other businesses offer this same 3% cash back bonus, but Panera is the first restaurant. And there are locations in almost every U.S. state.

From Apple TV+ to Apple Arcade, Cupertino’s new services fail to bring in big money

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Share Apple TV+
Apple services may not be bringing in the cash, Bloomberg says.
Photo: Charlie Sorrel/Cult of Mac

As Apple’s services division grows in importance, the company’s newest services — Apple TV+, Apple Arcade, Apple News+ and Apple Card — are failing to bring in significant revenue, according to a new report.

Bloomberg‘s Mark Gurman writes that, while services likely will increase yet again when Apple announces its Q3 earnings this week, most of these gains will come from older services like the App Store.

Cardholders can finally pay off Apple Card from the web

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You can pay Apple Card on Apple.com, at last!
An iPhone is no longer required to pay an Apple Card monthly balance.
Screenshot: Apple

Apple opened a website Thursday that lets Apple Card users see their balances, pay their monthly bills and more. Until today, cardholders could only do these tasks on an iPhone or iPad.

New Apple Card customers get free $50 if they use their card to pay for Apple services

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Apple Card’s ‘elite card’ status is hitting retailers in the wallet
Here's how you can claim your free $50.
Photo: Apple

Apple is giving out a free $50 to any new Apple Card users who use their fancy credit card to sign up to an Apple subscription service like Apple Music, Apple News+ or Apple TV+, or to spend money in the App Store.

The sign-up deal runs through the end of July. It applies to customers who are spending money on one of Apple’s services using their Apple-branded credit card for the first time.

Apple Card users can defer July payments if pinched by COVID-19

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Even Apple Card charges interest.
Cardholders might be able to defer their July Apple Card payment without accruing interest.
Photo: Apple/Cult of Mac

The novel coronavirus continues to hurt the U.S. economy, with unemployment about 13%. With so many out of work, or earning far less than they usually do, Apple and Goldman Sachs are offering to let people people struggling financially because of the COVID-19 pandemic skip their July Apple Card payment without being hit with interest fees.

Apple offers declined customers a ‘Path to Apple Card’

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Apple Card works hand-in-hand with iPhone
If your hopes of becoming an Apple Card cardholder were denied, you could be getting a second chance.
Photo: Apple

Apple and Goldman Sachs are reportedly giving a second chance to people whose Apple Card applications were rejected. The “Path to Apple Card” program explains why they were denied, and gives users a chance to fix the problems.

Apple Card offers 3% in daily cash at Exxon and Mobil

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Apple Card
Use your Apple Card with Apple Pay at Exxon or Mobil stations and get 3% cash back.
Photo: Apple

Fill up your car’s tank at Exxon or Mobil gas stations, pay with Apple Pay and Apple Card, and you’ll get 3% in Daily Cash.

This offer starts Monday, just in time for the July 4 holiday.

Apple expands 0% Apple Card financing to Mac, iPad, AirPods, and more

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Apple Card is underwritten by Goldman Sachs.
Good news ahead of WWDC!
Photo: Apple

Apple has expanded its 0% Apple Card financing option for products, including the Mac, iPad, AirPods Pro, AirPods, and Apple Pencil. (No Apple Watch, though!)

The company previously launched a 0% Apple Card financing option for iPhone in December. However, this is the first time that Apple has expanded this to cover other Apple products. Tim Cook suggested that Apple would be expanding the program during Apple’s most recent earnings call.

Apple Card users could get interest-free payment plans for iPad, Mac

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Apple Card
Apple hopes the service will boost sales.
Photo: Apple

Apple Card users could soon be offered interest-free payment plans for iPad, Mac, AirPods, and more, one report claims.

Sources say Apple is planning to roll out the new service, which will make many of its pricey products more accessible, in the coming weeks. Users will be able to spread the cost of their purchase over as many as 12 months.

Walgreens offers $50 of freebies to new Apple Card users

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Walgreens offers an Apple Card signup bonus.
A signup bonus from Walgreens looks to bring in new Apple Card customers.
Photo: Apple

The Walgreens drugstore chain offers a nice bonus for new users of Apple’s credit card. Sign up for an Apple Card, spend $50 or more at Walgreens in the first 30 days, and get $50 in Daily Cash.

Apple Card users can skip May payment if COVID-19 cost them their job

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Apple Card is underwritten by Goldman Sachs.
You could have your Apple Card interest fee waived for May if you’re in financial trouble because of COVID-19.
Photo: Apple

Apple and Goldman Sachs might cut you some slack on your credit card bill if you lost your job during the COVID-19 pandemic. Users of the Apple Card were notified today that they can apply to skip their May payment without interest charges being added.

Amazing Apple Card concept shows the power of augmented reality

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Concept shows the potential of Apple augmented reality.
Augmented reality could make an Apple Card even more user friendly.
Photo: Volodymyr Kurbatov

A concept artist created an answer for anyone dubious about the usefulness of augmented reality. His video demonstrates how AR could give an Apple Card user their balance and recent transactions with only a glance.

Watch the full concept video now: