Mobile menu toggle

mobile payments

Read Cult of Mac’s latest posts on mobile payments:

Latest Apple Pay promo offers free drink with $10 Jimmy John’s order

By

Jimmy John’s Apple Pay
Save a little money at Jimmy John’s by using Apple Pay.
Photo: Jimmy John’s/Apple

Sandwich chain Jimmy John’s will throw in a free drink to customers in its loyalty reward program who make a $10 purchase with Apple Pay.

This will encourage iPhone users to visit Jimmy John’s — and also to set up Apple Pay on their phone or Apple Watch.

U.S. is still lagging behind other countries on mobile payments

By

There are deals to had this summer if you just use Apple Pay.
Apple Pay is still leading the mobile payment pack, though.
Photo: Apple

Tim Cook has previously expressed his surprise at how slow mobile payments are growing in the U.S.

It seems that he’s not wrong, either. A new report shows that the United States is lagging behind other parts of the world when it comes to adopting mobile payments. Although Apple Pay is actually doing pretty well compared to its rivals.

Revolut now supports Apple Pay in 16 countries

By

Revolut
Start spending with Apple Pay today.
Photo: Revolut

Revolut has expanded Apple Pay support to 16 countries across Europe.

The mobile banking service first started working with Apple Pay in late May, but only in the United Kingdom. Revolut says its customers have been requesting support “for a long time.”

Apple Pay is soon coming to 16 new markets

By

Apple Pay Terminal
¡Es inminente!
Photo: Ste Smith/Cult of Mac

Apple Pay is on its way to 16 new markets, according to one mobile banking service.

Apple plans to increase the total number of supported countries to 40 by the end of 2019. Here’s the full list of territories that are next in line for its mobile payments service.

Apple Pay is about to spread its reach across Europe

By

Apple Pay Terminal
¡Es inminente!
Photo: Ste Smith/Cult of Mac

Apple Pay is on its way to seven new markets across Europe.

A number of banks serving Greece, Portugal, and other territories have already confirmed their support for the service. The launch is “coming soon,” but a more specific date hasn’t been announced just yet.

Apple Pay expands its reach to CVS, 7-11 and Germany

By

Apple in talks to bring Apple Pay to Israel
Apple in talks to bring Apple Pay to Israel
Photo: Jim Merithew/Cult of Mac

Apple Pay will expand its reach to new retailers in the U.S. and a new market in Europe this year.

Apple has confirmed that its popular mobile payments service will soon be supported by CVS and 7-11, while Mac and iOS users will be able to use it in Germany this fall.

Supreme Court deals a blow to Apple Pay

By

Apple Pay
When you use Apple Pay, you save the merchant money, But that's not something retailers can tell American Express users.
Photo: Apple

The Supreme Court handed down a number of high-profile rulings this week. One that didn’t get much attention will have a negative effect on Apple Pay.

The SCOTUS decided that retail store owners who accept American Express can not suggest to customers who bring out this card that they use another method of payment. That includes Apple Pay, even though this iPhone payment system would save the merchant money.

Tim Cook wants to see money die

By

Tim Cook at Apple iPhone X event
Tim Cook hates cash.
Photo: Apple

The end of money can’t come soon enough for Apple CEO Tim Cook.

During Apple’s annual shareholders meeting today, Cook told investors that mobile payments like Apple Pay haven’t taken off quite as fast as hoped. However, he said he sees promising signs that the death of cash could soon be upon us.

Walmart Pay inches closer to beating out Apple Pay

By

WP
Walmart launched its mobile payment service one year after Apple.
Photo: Walmart

Walmart Pay, the mobile payment system launched by the retailer in late 2015, may be on the verge of overtaking Apple Pay usage in the United States, a new report claims.

The service is available for both iOS and Android, across 4,774 Walmart stores, and is currently enrolling “tens of thousands of new users” per day. Two-thirds of them utilize the service for a second time within 21 days, Walmart claims — thereby giving it impressive repeat business.

Target hopes for bull’s-eye with its mobile wallet

By

target-hopes-for-bulls-eye-with-its-mobile-wallet-image-cultofandroidcomwp-contentuploads20151214206310981_090d141772_o-jpg
Apple Pay, Android Pay, Walmart Pay... and now Target Pay?
Photo: Mike Mozart/Flickr CC
target-shopping-mobile-wallet-pay
Apple Pay, Android Pay, Walmart Pay… and now Target Pay? Photo: Mike Mozart/Flickr CC

Target is reportedly looking to become a player in the mobile wallet game. The fourth largest retailer in the U.S. would be joining a market that’s quickly becoming pretty crowded. The next mobile payment solution on your smartphone very well could be Target Pay, though it can’t be confirmed at this time.

Australia welcomes Android Pay, despite Apple Pay snub

By

australia-welcomes-android-pay-despite-apple-pay-snub-2-image-cultofandroidcomwp-contentuploads201509Android-Pay-png
Australia says g'day to Android Pay, still won't put a shrimp on the barbie for Apple Pay.
Photo: Google
Android Pay is saying G'day to more Australian customers. Photo: Google
Australia says g’day to Android Pay, still won’t put a shrimp on the barbie for Apple Pay. Photo: Google

Australian banks including Westpac, ANZ and Macquarie have announced that they will soon accept contactless payments made via Android Pay — although would-be Apple Pay customers are still being left out in the cold.

The reason? Banks still aren’t happy with Apple’s terms for its mobile payments solution, and showing that they are willing to accept Android Pay is a way of forcing a better deal with Apple.

Amazon barges into mobile payments ring

By

$1 trillion
Pay with Amazon buttons have plenty of ammo given the over 200 million Amazon accounts.
Photo: Roberto Baldwin/The Next Web

Amazon will start taking more advantage of the millions of credit cards it has on file with new “Pay with Amazon” buttons. The expansion to Amazon Payments will allow third-party developers to include these buttons in their mobile apps and have users quickly sign in to process payments. Since all their payment information is already with Amazon, checkout processes should be much speedier without having to reenter everything. It looks like Apple Pay and PayPal need to watch out.

Google takes the fight to Apple Pay today

By

google-takes-the-fight-to-apple-pay-today-image-cultofandroidcomwp-contentuploads201509Android-Pay-png
Get ready for Android Pay.
Photo: Google
Get ready for Android Pay. Photo: Google
Get ready for Android Pay. Photo: Google

Android Pay has begun rolling out to users with support at more than 1 million locations throughout the U.S.

The Apple Pay competitor, which was first unveiled at Google I/O back in May, is available on NFC-equipped smartphones running Android 4.4 KitKat and above, and it’s compatible with a whole host of banks and credit card providers.

Apple Pay adoption is on the decline in the U.S.

By

Apple in talks to bring Apple Pay to Israel
Keep calm, carry on using Apple Pay.
Photo: Jim Merithew/Apple Pay

Apple Music may be doing fantastically in terms of subscribers, but Apple isn’t having quite the same adoption success with Apple Pay, according to a new report.

Payment industry and retail data analysts at InfoScout and PYMNTS claim that the percentage of iPhone 6 users in the U.S. who have tried Apple Pay declined from 15 percent in March to 13.1 percent in June.

JetBlue will soon accept Apple Pay at 35,000 feet

By

As soon as next year, Apple may make it possible for you to send money to friends and family from your iPhone.
Apple Pay is taking off in a big way. Ba-doom-tish. Photo: USA Today
Photo: USA Today

The hope with Apple Pay is that everywhere there are financial transactions, there will be Apple’s mobile payment solution — and, yes, that includes the sky.

Starting next week, passengers on select JetBlue Airways flights will be able to pay for food, drinks and assorted on-board amenities (such as upgrading seats) using their iPhone 6 and 6 Plus. This gives JetBlue the claim to fame that it is the first airline to accept Apple Pay at 35,000 feet.

eBay raids Apple for payment talent to work on possible Apple Pay rival

By

Apple in talks to bring Apple Pay to Israel
Apple Pay is setting the gold standard for mobile payments. Photo: Jim Merithew/Cult of Mac
Photo: Jim Merithew/Cult of Mac

Post-Apple Pay, everyone is looking to Cupertino when it comes to innovation in the mobile payment sector. eBay is no different — with the online auction company starting up a new division, designed especially to develop payment-related technology.

And wouldn’t you know it? It’s filling it with ex-Apple folk.

Why Apple Pay is the future

By

Apple Pay. Photo: Jim Merithew/Cult of Mac
About to test Apple Pay at the local Walgreens. Photo: Jim Merithew/Cult of Mac

Critics are fond of saying Apple doesn’t innovate any more. But Apple’s new electronic payment system, Apple Pay, is innovation of the highest order. After a relatively smooth rollout this week, I honestly believe Apple Pay is the future of payments.

Even so, Apple Pay must clear some big hurdles if it’s to become the universal standard. For now, it’s limited to Apple’s latest iPhones and a relatively small number of retail partners, but the basic system — using your fingerprint to validate a purchase on your mobile phone — is the way we will pay for goods and services in the future.

Once again, Apple has shown the world how things should be done.

Banks went code-name crazy to keep Apple Pay a secret

By

Apple's partners went to extremes to keep news of Cupertino's mobile payments entry quiet.
Apple's partners went to extremes to keep news of Cupertino's mobile payments entry quiet.

Apple goes to some pretty crazy lengths to ensure secrecy for its various projects, and it expects a similar commitment from its partners.

According to a New York Times article, prior to releasing Apple Pay, the key players (which included Apple and banks such as JP Morgan Chase) referred to each other by code-names after rumors of Apple’s interest in mobile payments surfaced in early 2013.

Apple Pay will make impulse buys even easier

By

Apple Pay's ease of use may lead to increased impulse buying -- and that's exactly what Apple's hoping for.
Apple Pay's ease of use may lead to increased impulse buying -- and that's exactly what Apple's hoping for.

More and more retailers are already using NFC terminals, but there is an additional reason why those without them might want to hurry up and get onboard: because Apple Pay could lead to more impulse purchases.

That at least seems to be the rationale of Walt Disney World, according to a new report.

A partnership with Walt Disney World was announced on Tuesday, and as per About.com theme park expert Arthur Levine, Disney is convinced it’s going to prove a great way of upping the amount customers will spend.

“It is surely hoping that by giving visitors the ability to use its cash-less system anywhere across the Disney World campus, they will increase spending, especially on impulse purchases,” Levine says.

Apple gets a cut of every Apple Pay purchase you make

By

Apple's partners went to extremes to keep news of Cupertino's mobile payments entry quiet.
Apple Pay will replace your wallet, as well as giving Cupertino an iTunes-like slice of every sale.

Apple might be a hardware first company which creates software only to drive sales of its physical devices, but that doesn’t mean it can’t earn a bit of money from its services, right?

According to a new Bloomberg report, Apple will earn a fee every time its newly-announced Apple Pay service is used to make a purchase.

The deals were reportedly brokered by Apple with each bank individually and will give Apple a sizeable share of the $40 billion generated by banks each year from so-called swipe fees for credit card payments. JPMorgan, Bank of America and Citigroup have not yet disclosed the terms of the deal.