| Cult of Mac

Apple Card subscribers earn 4% cash back at Petco, Ray-Ban, Yeti and more


Use Apple Card and Apple Pay to get 4% back at select retailers
Double your Apple Card cash back with select retailers in July.
Photo: Apple

Use an Apple Card at certain online retailers and service providers between now and the end of July to earn 4% cash back. It’s a summertime promotion, and the companies involved offer sunglasses, movie tickets, coolers, hotel rooms, etc.

Apple Pay and the Mac-maker’s credit card regularly offer at least 2% cash back for online purchases but some special deals bring larger percentages. Like this one.

Apple wants to handle some of its own financial services


Apple’s financial results were all the company could ask for.
Apple supposedly wants to reduce the financial services it outsources.
Graphic: Cult of Mac

Rather than letting existing financial companies handle all its payment processing, Apple wants to bring some of it in-house, according to an unconfirmed report. And the Mac-maker would also like to take on a range of other related services itself.

The goal is to reduce the amount of money Apple has to pay outside companies for financial services.

Apple snaps up UK credit company, sparking Apple Card expansion rumors


Apple acquires Credit Kudos
Credit Kudos is now an Apple subsidiary.
Image: Credit Kudos/Apple

Apple this week acquired Credit Kudos, a credit checking startup based in the United Kingdom, according to sources familiar with the matter. An update to the Credit Kudos website confirms it is now an Apple subsidiary.

The move has ignited rumors of an upcoming Apple Card expansion into the U.K. Apple fans on the other side of the pond have been eagerly anticipating its arrival since Apple Card first made its debut in the U.S. in 2019.

How to change credit card or bank account used by iPhone Upgrade Program


How to change credit card or bank account used by iPhone Upgrade Program
If your Apple Card isn’t being used by the iPhone Upgrade Program, you’re losing out on 3% Daily Cash. Here’s how to change it.
Photo: Cult of Mac

The iPhone Upgrade Program enables people to get a new Apple handset every year and pay it off in monthly installments, interest free. The monthly payments come from a credit card or a bank account. It’s possible to change which one at any time.

Many people who used the Upgrade Program to get an iPhone 13 want to do this because a bug prevented an Apple Card from being used for this on the handset’s launch day.

Here’s how to switch to a new credit card or bank account for Apple’s installment plan.

Apple Card users get 3% Daily Cash credit for iPhone 13 preorder hiccups


Apple Card
"We apologize for the inconvenience."
Photo: Apple

Apple Card users who ran into issues while trying to preorder iPhone 13 last month will receive a credit for the 3% Daily Cash they missed out on. Apple said in an email to customers that it apologizes for the inconvenience caused.

To continue receiving Daily Cash on future iPhone payments, Apple Card users can change their monthly payment method through Citizens One.

Why you’re having trouble making an Apple Card payment [Updated]


Apple Card in POS
You can still use you Apple Card to make purchases. But there might be problems paying the bill today.
Photo: Ed Hardy/Cult of Mac

Apple Card users could be running into problems paying their bill on Friday because the online portion of the service is having a problem. This might also affect other aspects of using the card, but that does not include using the card to pay for purchases.

Update: Apple reported the problem fixed on Friday evening about 7.5 hours after it first cropped up.

Apple details new ways to shop for iPhone 13 and latest iPad models


Shop iPhone 13
It's now even easier to give Apple your cash.
Image: Apple

Preordering iPhone 13 or iPhone 13 Pro tomorrow? Apple now gives you new ways to shop for its newest devices. Take advantage of additional pickup, payment, and delivery options, as well as carrier offers at Apple Retail stores.

The same options are also available for the new iPad and iPad mini, which are already up for preorder ahead of their debut on September 24.