Apple Card welcomes ‘subprime’ applicants, as Jobs would have wanted

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Apple Card
A low credit rating may not stop you getting Apple Card.
Photo: Apple

A less-than-stellar credit score may not stop you from bagging a shiny new Apple Card.

“Subprime” applicants are being accepted for credit, issued by Goldman Sachs, because Apple wants as many of its iPhone users as possible to be approved.

And it’s what Steve Jobs would have wanted.

How and why you should reject arbitration on your Apple Card

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Apple Card
There’s something you need to do before you make your first Apple Card purchase.
Photo: Apple

Invitations to get an Apple Card are trickling out, but even before you make the first purchase with your shiny new credit card, you should reject its arbitration provision.

If you don’t, you give up the right to benefit from any class-action lawsuits brought against Goldman Sachs, the bank backing Apple Card.

New Apple Card site shows exactly how you can get one

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We can't wait for Apple Card.
Photo: Apple

Apple Card inched a little bit closer to its public launch today with the unveiling of a new website that walks users through the sign-up process.

The new wallet.Apple.com provides details on the application process as well as offers visitors the option to get notified when Apple Card launches. Tim Cook revealed during the company’s earnings report last week that the launch is slated for sometime in August.

Apple Card isn’t for jailbreakers or cryptocurrency buyers

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Not the card for Bitcoin lovers.
Photo: Antana/Flickr CC

Apple eagerly anticipated Apple Card could be the most consumer-friendly credit card on the market. However, there are a few rules that could put off a small number of users.

In Goldman Sachs’ customer agreement for the card, it notes that Apple Card is not for people who jailbreak their iPhones. And it can’t be used for buying Bitcoin, lottery tickets, and a few other things, either.

Apple Card might come to Canada soon

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Perhaps Canada will be the second country to get Apple Card.
Photo: Apple

Canadians should start polishing up their credit ratings, as they soon may be able to apply for a shiny new Apple Card.

The US launch of this credit card will happen in the coming weeks. Canada might not be far behind.

Apple drops yet another iOS 12.4 beta and more

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iOS 12.4's public launch could coincide with Apple Card's launch.
Photo: Apple

Developers received a fresh new batch of beta updates this morning, but if you were hoping for new iOS 13 goodies you’ll be sorely disappointed.

Apple released its seventh beta for iOS 12.4, the update that adds support for Apple Card. We assumed the update was pretty much ready to launch back when beta 5 came out, but it looks like we might have to keep waiting a while longer for Apple Card to launch.

Apple Card already costing Goldman Sachs big bucks

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The bank backing the Apple Card is making a big bet on its success.
Photo: Apple

Goldman Sachs is taking on Apple‘s much-anticipated credit card as part of pivoting from investment banking to consumer banking. But it’s not coming cheap: the company has spent $275 million this year on the Apple Card and other consumer-oriented initiatives.

Apple Card beta opens to thousands of retail workers

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Apple Card
By design, Apple Card helps customers understand and track their spending.
Photo: Apple

Apple is rapidly expanding the beta program of its credit card by letting thousands of its retail employees test it out.

With a public launch slated for later this summer, Apple is reportedly working out the final kinks with an internal group so it can launch on time this summer.

Goldman Sachs CEO says he’s already using Apple Card

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Are you excited about Apple Card?
Photo: Apple

The Apple Card hasn’t publicly launched yet, but employees at both Apple and its partner Goldman Sachs are already publicly testing out the credit card.

In an interview at Recode’s Code Conference, Goldman Sachs CEO David Solomon talked about his experience of using the joint credit card. Perhaps unsurprisingly, he really, really likes it.