A less-than-stellar credit score may not stop you from bagging a shiny new Apple Card.
“Subprime” applicants are being accepted for credit, issued by Goldman Sachs, because Apple wants as many of its iPhone users as possible to be approved.
Use one to get a good deal on the other. Photo: Apple
Invitations to get an Apple Card are trickling out, but even before you make the first purchase with your shiny new credit card, you should reject its arbitration provision.
If you don’t, you give up the right to benefit from any class-action lawsuits brought against Goldman Sachs, the bank backing Apple Card.
Apple Card inched a little bit closer to its public launch today with the unveiling of a new website that walks users through the sign-up process.
The new wallet.Apple.com provides details on the application process as well as offers visitors the option to get notified when Apple Card launches. Tim Cook revealed during the company’s earnings report last week that the launch is slated for sometime in August.
Apple eagerly anticipated Apple Card could be the most consumer-friendly credit card on the market. However, there are a few rules that could put off a small number of users.
In Goldman Sachs’ customer agreement for the card, it notes that Apple Card is not for people who jailbreak their iPhones. And it can’t be used for buying Bitcoin, lottery tickets, and a few other things, either.
There are reportedly benefits to the Apple credit card we haven’t heard about before. Photo: Apple
The credit card Apple will launch in a few weeks will reportedly make it cheaper for users to make large purchases. Plus, there’s good news for iPad users with an Apple Card.
iOS 12.4's public launch could coincide with Apple Card's launch. Photo: Apple
Developers received a fresh new batch of beta updates this morning, but if you were hoping for new iOS 13 goodies you’ll be sorely disappointed.
Apple released its seventh beta for iOS 12.4, the update that adds support for Apple Card. We assumed the update was pretty much ready to launch back when beta 5 came out, but it looks like we might have to keep waiting a while longer for Apple Card to launch.
The bank backing the Apple Card is making a big bet on its success. Photo: Apple
Goldman Sachs is taking on Apple‘s much-anticipated credit card as part of pivoting from investment banking to consumer banking. But it’s not coming cheap: the company has spent $275 million this year on the Apple Card and other consumer-oriented initiatives.
By design, Apple Card helps customers understand and track their spending. Photo: Apple
Apple is rapidly expanding the beta program of its credit card by letting thousands of its retail employees test it out.
With a public launch slated for later this summer, Apple is reportedly working out the final kinks with an internal group so it can launch on time this summer.
The Apple Card hasn’t publicly launched yet, but employees at both Apple and its partner Goldman Sachs are already publicly testing out the credit card.
In an interview at Recode’s Code Conference, Goldman Sachs CEO David Solomon talked about his experience of using the joint credit card. Perhaps unsurprisingly, he really, really likes it.
Apple Card partner Goldman Sachs is taking a very Apple approach to making money from the venture, by pushing customer loyalty over squeezing out as much profitability as possible.
At an “IGNITION: Transforming Finance” event on Monday, Omer Ismail, who heads up Goldman’s Marcus division, talked Apple Card. Ismail also explained why he’s not worried about a potential lack of profit.
Here’s how Apple Card will be presented to consumers. Photo: Ben Geskin
New photos reveal how Apple Card will be presented to consumers when it starts reaching early adopters this summer.
It’s the first time we’ve seen the titanium Card’s fancy packaging since it was announced back in March. It is said to be in beta testing with Apple employees ahead of its launch.
Are you ready to sign up for Apple Card? Photo: Apple
Apple Card may be exclusive to the U.S. for now, but Goldman Sachs hints that won’t always be the case.
Apple’s partner says it will be looking at plans to bring Apple Card to other markets in the future. Goldman CEO Richard Gnodde expects the card to take off quickly over the summer.
Apple Card sounds awesome. But read the small print. Photo: Apple
Against all odds, Apple’s introduction of its “Apple Card” credit card managed to outshine Hollywood’s finest stars at yesterday’s keynote event. Among the card’s nifty features, Apple promised an interest rate among the lowest in the industry.
But is it? Details on the new Apple Card website include the “lower interest rates” in their footnotes. And while they’re certainly not excessive, they’re also not quite as low as you might think.
Apple could team up with Goldman Sachs for the launch. Photo: Ste Smith/Cult of Mac
Apple and Goldman Sachs are teaming up to create a joint credit card, according to a new report. The card may offer savings to Apple customers, in addition to making it easier for them to keep tabs on spending.
The Wall Street Journal claims that Apple be using the MasterCard payment network for its endeavor. It is rumored to be rolling out as soon as this spring.
Nokia could have more in common with Apple than first though. Photo: Nokia
A Goldman Sachs analyst thinks Apple’s revised earnings guidance might be the start of a longer-term story. According to Rod Hall, Apple could slash numbers even further later in the year, due to lowered expectations about iPhone sales.
Hall goes on to liken Apple to Nokia, a fallen giant in the mobile game. The company ruled the market early on, only to run into problems.
Apple's new iPhones are great. But are they the money-spinners Apple is hoping for? Photo: Ed Hardy/Cult of Mac
Goldman Sachs has added its name to the list of financial institutions worried about stagnating iPhone sales.
“We are concerned that end demand for new iPhone models is deteriorating,” Goldman Sachs wrote in a new note to clients. The firm estimates that Apple will produce 6 percent fewer iPhones next year than it did in the year previous. However, the big investment banking company admits it could be jumping the gun.
Get ready to tear up your Apple Rewards Card. The company will release a replacement next year with Goldman Sachs. Photo: Ed Hardy/Cult of Mac
Apple is working with Goldman Sachs to release a credit card, according to an unconfirmed report. This will apparently take the place of the company’s current Rewards Visa.
The card will be offered under the Apple Pay brand. Goldman Sachs will allegedly replace Barclays as Apple’s partner for credit cards.
Apple products could be more affordable with cheaper finance. Photo: Apple
Cupertino is in talks with Goldman Sachs over a deal that could mean cheaper finance on Apple products, according to a new report. The investment bank already raised billions of dollars for Apple, but sources warn a deal remains far from complete.
Start saving now for this year's iPhone! Photo: Ste Smith/Cult of Mac
According to Goldman Sachs, the iPhone 8 is set to be Apple’s priciest iPhone ever by quite a wide margin. A note from analyst Simona Jankowski claims the next-gen iPhone will carry the suitably next-gen price of $1,000.
More specifically, Jankowski predicts that the 128GB iPhone 8 will sell for $999, while the 256GB version will set you back a whopping $1,099.
Apple stock prices spent the whole year on the rise and ended trading Wednesday with a $1 trillion valuation. Photo: Buster Hein/Cult of Mac
It’s a great time to be an Apple shareholder.
Aided by a increased confidence rating from Goldman Sachs, Apple shares hit an all-time high today, with the price jumping to $133.76 per share before closing just above the company’s previous record of $132.54, set on May 17, 2015.
Would an Amazon Prime-style service work for Apple? Photo: Ste Smith/Cult of Mac
Apple should take a note out of Jeff Bezos’ playbook and launch an Amazon Prime-style subscription service, claims an analyst for Goldman Sachs.
“We think Apple should launch a subscription bundle as a way to reinforce iPhone loyalty and leverage it into content,” Simona Jankowski writes in a new note to clients. In the brief, Jankowski and colleagues ponder the potential of a $50 monthly subscription that would get customers the latest iPhone plus other services like Apple TV, Apple Music and freemium access to the iTunes library.