Spendify is a personal finance app that helps you track and plan your spending. The new AI tool turns a tedious and sometimes overwhelming task into something extremely manageable. It can even help you identify ways you’re unknowingly wasting your hard-earned cash.
With a lifetime subscription to Spendify, you get long-term access to tools that help you understand where your money goes and how to improve your habits. And the savings start now: Lifetime access to Spendify is on sale now for just $29.99 (regularly $180).
What does personal finance app Spendify do?
Managing your day-to-day spending becomes much easier when you can see everything in one place and understand what it all means. Spendify helps you track expenses, read your financial statements, and turn a pile of transactions into clear, useful information.
Spendify doesn’t take advanced budgeting skills to use, either. Just upload your bank statements and let Spendify go to work.
The AI-powered personal finance app can read PDF statements, CSV and text files — and even photos of receipts and statements. The AI scans those documents, detects transactions, and assigns categories that become more accurate over time.
Interactive dashboards then turn that mountain of data into meaningful charts and graphs, so you can see cash flow, compare months, and monitor progress against your goals — all without wrestling with a spreadsheet’s arcane formulas.
More than just expense tracking — it’s AI-powered spending analysis

Photo: Cult of Mac Deals
Spendify goes beyond simple tracking by looking for patterns in your behavior. It flags recurring expenses, subscription services, and other regular charges, then helps you decide which ones still earn their keep.
A payment calendar makes it easier to avoid missed bills, while subscription analytics give you a clear view of how much you commit to paying every month.
If you want help planning ahead, Spendify uses your actual spending history to build budgets and forecasts. You describe your goals, such as boosting savings or paying down debt, and the AI generates budgets that align with those priorities. Instant templates give you a quick starting point for common situations, and you can adjust the details as you go.
Spendify also helps with the paperwork side of money. You can describe an invoice in plain language, then let the AI create a polished version, complete with your logo, brand colors and a layout you can edit.
Spendify works in any modern web browser, including Safari, Chrome, Firefox and Edge.
Save on personal finance app Spendify with this low, one-time payment
Take the hassle out of managing your money with an AI-powered personal finance app you can trust.
Grab a Spendify lifetime subscription while it’s on sale for just $29.99.
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