credit cards

The Consumer Financial Protection Bureau (CFPB) imposed nearly $90 million in combined penalties on Apple and Goldman Sachs, the agency said Wednesday. The fines punish widespread customer service failures and misleading practices affecting Apple Card users. And the Apple Card fines for Apple and Goldman Sachs add up to some serious bank, too.

The enforcement action comes after an investigation revealed “significant breakdowns” in dispute handling and deceptive marketing of interest-free payment plans, CFPB said. Apple and Goldman Sachs didn’t much like the findings but pledged compliance.

If you use Apple Wallet and Apple Pay, now you can add your PayPal and Venmo credit and debit cards to the mix for easy payment on the go using iPhone or Apple Watch, PayPal said Wednesday.

This follows a previous PayPal announcement in November 2022 and some testing earlier this year.

Apple Card ranked highest in the Midsize Credit Card segment of the J.D. Power 2021 U.S. Credit Card Satisfaction Study. The credit card — which is issued by Goldman Sachs — also ranked highest in its segment across all of the surveyed categories, including credit card terms, benefits and services, and rewards.

The App Store protected customers from more than $1.5 billion in potentially fraudulent transactions in 2020, Apple said Tuesday. And the company’s App Review team rejected thousands of fraudulent applications.

The timing for this statement from the iPhone-maker isn’t accidental. In the ongoing Epic Games v. Apple lawsuit, the game developer argues that the App Store is a hinderance to innovation. Cupertino wants customers to hear its side of the story, too.

Since its debut in 2019, the number of Apple Card users has grown to 6.4 million, according to analysts. That’s over two times the total using the credit card a year ago. And much of the growth has been among women.

Apple Card holding parents can soon give their teenagers access to the credit card. Adults can share a card and teens can be allowed limited usage thanks to the upcoming Apple Card Family feature.

Huawei unveiled its own credit card April 8, just a year after the debut of the Apple Card. That might be a coincidence if the Chinese company didn’t have a long history of copying Apple.

Transferring your Apple Card statement to a spreadsheet application just became a simple process. No third-party software is required — Apple today added the ability to export your transactions in a format that software like Microsoft Excel and Apple Numbers can easily import.

The Apple Card is now potentially available to anyone in the U.S., so you’ll soon be able to use your (tough titanium) credit card to defeat locks, scrape paint, and open beer bottles. But it’s not all good news. Your Apple Card contract includes something called arbitration, and that’s a very bad thing. The silver lining is that you can easily opt out. Here’s how to opt out of Apple Card arbitration, and why you definitely should.

A credit card is a departure from Apple’s usual computers and accessories, but the Apple Card is just as gorgeous and the associated software every bit as easy to use as an iPhone or Mac.

I’m among the first cardholders, so here’s what it’s like to carry an Apple Card.

Struggling retail chain JCPenny has dropped support for Apple Pay according to a message from the company’s Twitter account.

JCPenny, which rolled out Apple Pay to all its stores two years ago, made the announcement in response to a customer’s query and complaints about removing “a very secure form of payment.”

Apple unveiled four new services last week, including its much-anticipated lineup of TV shows, but the Apple credit card apparently stole the show.

A survey found that a whopping 85 percent of iPhone users are at least somewhat interested in this card, which is an adjunct to Apple Pay.

The new Apple Card may be titanium but it’s not the first Apple-issued plastic.

Some Twitter and Reddit users with amazing recall reacted to the news by posting ads from 1986 promoting two kinds of credit cards issued by Apple.

Chase credit card holders can now redeem reward points to cover some or all the cost of Apple products.

Spending money to save money — which is how credit card rewards programs work — isn’t always the best way to pay for expensive gadgets. Still, those who are already Chase card members shouldn’t waste their points.

Square got its start by letting businesses take credit cards with just an iPhone or Android, and the company now offers multiple payment methods. Today it launched Square Terminal which accepts credit cards and Apple Pay, and can even print  receipts.

This could help spread the availability of Apple Pay, as this new point-of-sale card reader is intended to replace older, simpler ones that can’t accept the iPhone’s payment system.

iPhones already replace credit cards, and a pilot program is exploring the next logical step: a digital drivers licence.

Delaware just began testing a mobile driver license (mDL) with some state residents, checking if a smartphone application can be kept secure while offering real advantages over plastic cards.

A Florida man has been charged with federal wire fraud for racking up $309,000 in illegal credit card transactions, with many of them carried out at Apple Stores.

Sharron L. Parrish Jr. visited different Apple Stores — including those in Brandon, Boca Raton, Millennia and Wellington Green — and spent up to $7,400 in each one; adding up to a total of 42 purchases.

AutoFill is a boon to those of us who have a ton of forms to fill in, and these days, who doesn’t?

One of the cool new features of Safari in OS X Mavericks beta is the ability to store credit card info, so you never have to pull that card out of your wallet at work while you buy giraffe statuettes from eBay again. Ahem.

Here’s how to get the credit card info into the AutoFill feature of Safari.

Closing its fourth round of funding, the mobile credit card processing company just raised $200 million, making it worth a staggeringly large $3.25 billion. The company, built by Jack Dorsey of Twitter fame, allows anyone with an iPhone, iPad, or other compatible mobile device, to accept credit cards. Square is widely seen as the industry leader in the mobile payment-with-a-dongle space (I just made that term up), as evidenced by other dongles released shortly thereafter by the likes of PayPal and Intuit, among others.

In what may come as no surprise, the COO of Square, Keith Rabois, is on record at All Things D, saying that the transition from current registers and point of sale devices (like ATM card-swiping devices) to iPads or other tablets will happen within the next year and a half. Square’s partnership with Starbucks is only the first of the steps being taken actively by Square to make this a self-fulfilling prophecy.

Yes, I’m reviewing another iPhone wallet case. But this is the last one on my pile of things to review — at least for now. Built by NutKase, this particular model is manufactured from thick leather that comes in black or red, and it boasts three card slots and a “hidden” cash pocket.

If you buy the black version, you get an elasticated band that keeps the wallet closed while its not in use; while the red version features a more elegant leather button clasp.

Both models come with a unique selling point that I’m yet to find in another wallet case: a built-in magnetic stand that allows you to elevate your device for FaceTime calls, typing with an external keyboard, or watching movies — wherever you may be.

Killspencer might sound like an order to murder somebody with a fancy name, but it is in fact just an innocent iPhone card-case made from Rosenkrantz*. No. Wait… I mean rosewood.

You know your product is successful when somebody starts selling accessories for it. But what about when people start selling accessories for accessories, which work together with the original product? This happens: the New iPad Credit Card Dock, a perspex frame which holds both and iPad and a Square credit card reader.

I have a thing for iPhone wallet cases. The ability to carry my iPhone and my credit cards in one unit and leave my wallet at home really pleases me, and I’m disappointed when I have to use a case without this functionality.

When I stumbled across the Zenok leather wallet case on Etsy, I couldn’t wait to get my hands on it. This unique iPhone 4 and iPhone 4S case is made using a silicone shell that is stitched inside a handmade, leather wallet, which boasts three card slots, and a pocket for your cash.

Each Zenok case is dyed by hand and purposely built to be different and unique, which is why I’m yet to see another iPhone case like it. As you’d expect, it also provides access to all of your iPhone’s buttons and ports, as well as its camera.

It might be pretty and unique, then, but is it worth its $60 price tag?

The CASELLET is a snap-on case for the iPhone 4 and the iPhone 4S that also doubles as a wallet for your credit cards and bills. Unlike most other wallet cases, which are traditionally made from leather, this one’s made from a durable plastic that aims to provide you with better impact protection against dings and drops.

It will hold up to four credit cards on their own, or three credit cards and a few bills. It comes in black, white, or pink, and it’s complimented by a brushed aluminum backplate. As you’d expect, it provides access to your camera, volume rocker, mute switch, and more. The CASELLET is the spawn of a very successful Kickstarter project, but is it actually any good?

I never thought I’d get excited about boring credit cards, but Geode is an incredibly neat little kit which turns your iPhone into a payment system that can be used anywhere. And not some fancy NFC-style POS terminals, either. The Geode works anywhere you can use a regular credit card.