Why Apple Pay is the future


Apple Pay. Photo: Jim Merithew/Cult of Mac
About to test Apple Pay at the local Walgreens. Photo: Jim Merithew/Cult of Mac

Critics are fond of saying Apple doesn’t innovate any more. But Apple’s new electronic payment system, Apple Pay, is innovation of the highest order. After a relatively smooth rollout this week, I honestly believe Apple Pay is the future of payments.

Even so, Apple Pay must clear some big hurdles if it’s to become the universal standard. For now, it’s limited to Apple’s latest iPhones and a relatively small number of retail partners, but the basic system — using your fingerprint to validate a purchase on your mobile phone — is the way we will pay for goods and services in the future.

Once again, Apple has shown the world how things should be done.

How to find stores near you that support Apple Pay


A war for mobile wallet dominance is on the horizon. Apple Pay. Photo: Jim Merithew/Cult of Mac
Apple Pay. Photo: Jim Merithew/Cult of Mac

Apple Pay launched yesterday with dozens of official partners supporting Apple’s mobile payments solution out of the gate, but even though participating stores are listed on Apple’s website, there are tons of other contactless payment vendors in your city that can use Apply Pay, and you don’t even know it.

Many of the 200,000 contactless NFC payment terminals across the U.S. can accept Apple Pay, whether it’s a Coca-Cola vending machine, or your local car shop. Finding those business using contactless payments is the biggest challenge, but thanks to a couple of websites and apps, you can locate your next Apple Pay destination in seconds.

Here’s how to find Apple Pay merchants near you:

Apple Pay might launch on October 20th with iOS 8.1



Apple’s first major iOS 8 seeded to developers this week contained clues that Apple Pay is nearly ready for launch, and according to a report from Bank Innovation, we won’t have to wait much longer to replace our wallets with the new mobile payments solution.

The finishing touches are still being made to the security features in Apple Pay, but the report claims that the official release is tentatively scheduled for the third monday of October.

Square plans to add Apple Pay and Bitcoin support to next register



Apple Pay is threatening to put mobile payments companies like Square and PayPal out of business when it launches next month, but according to Square co-founder Jack Dorsey, Apple Pay isn’t actually a threat to his company.

Dorsey revealed yesterday that Square is hoping to use Apple Pay to its advantage by building a new register for sellers that accepts Apple Pay and pretty much every other form of payment you can slide across a counter.