| Cult of Mac

This app can help you budget your finances for the future [Deals]

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PocketSmith does more than visualize the state of your finances, it helps you predict where they'll go.
PocketSmith does more than visualize the state of your finances, it helps you predict where they'll go.
Photo: Cult of Mac Deals

Saving money is one of the most important things you can do, and one of the most difficult. We’re told to invest our money in a 401k, the stock market or, by some dubious sources, in cryptocurrency. Unfortunately, each is a risk (some more than others); what really helps is being able to watch and predict the course of your personal finances.

Surprise! Digital Content May Actually Cost Less After U.K. Tax Change

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Following a change to VAT (value added tax) legislation in the United Kingdom, there have been a lot of reports suggesting that Apple customers in the U.K. may soon have to pay more when buying from iTunes and the App Store.

As it turns out, those reports are likely incorrect.

You see, Apple has been charging Brits 23% VAT on digital content until now — but the U.K. VAT rate is only 20%.

Spigen SGP Already Selling iPhone 5C Cases, Screen Protectors On Amazon

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It’s not uncommon that we see accessories for new Apple devices before they’ve even been announced — we covered the first cases for the iPhone 5C earlier this week. But they usually come from no-name manufacturers in China who are scrambling to get their products out there before anyone else, even if it means building them from rumored specifications.

It is uncommon that we see premature releases from big brands, however. But Spigen SGP has already made its first iPhone 5C cases and screen protectors available to order on Amazon.

Why Apple Needs A Low-Cost iPhone More Than Ever

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Since Apple launched the iPhone in 2007, smartphones have really taken off , and more than 1 billion people worldwide now own one. Last year alone, smartphones generated $293.9 billion in sales, but the cost of the average smartphone has begun falling.

More than half of cellphone owners in the U.S. and other developed markets already own a smartphone, and those in emerging markets such as China and India aren’t able to pay for high-end devices like the iPhone. As a result, cheaper options are becoming increasingly popular.

Is This The Budget iPhone’s Plastic Shell? [Image]

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Apple is expected to announce a new low-cost iPhone later this year in an effort to compete with rivals like Samsung in emerging markets. Reports have suggested that to keep costs low, the Cupertino company will give it a plastic form factor similar to that of the iPhone 3G and iPhone 3GS.

And now that plastic shell appears to have been leaked for the first time.