| Cult of Mac

Apple Card might come to Canada soon

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Apple Card
Perhaps Canada will be the second country to get Apple Card.
Photo: Apple

Canadians should start polishing up their credit ratings, as they soon may be able to apply for a shiny new Apple Card.

The US launch of this credit card will happen in the coming weeks. Canada might not be far behind.

Apple Pay Cash can’t come from credit cards [Updated]

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Pay for your doughnut dash with help from Apple Pay.
You can still send money to friends and family with Apple Pay Cash. You just can’t get the cash from a credit card.
Screenshot: Apple

It is no longer possible to transfer money into an Apple Pay Cash account from a credit card. Transferring funds in via a debit card from another bank is allowed, however.

The service still enables users to make person-to-person payments, but the money cannot come from a credit card.

Quirky Apple Pay videos urge iPhone users to text cash

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Pay for your doughnut dash with help from Apple Pay.
Pay for your doughnut dash with help from Apple Pay.
Screenshot: Apple

It’s been a banner week for Apple Pay with big new retailers adopting this payment service. And now the company is piling on with a trio of short videos urging users to send money via the Messages app with Apple Pay Cash.

Like many  of this company’s videos, the entries in “They send, you spend” are both funny and informative.

Watch them now:

Ka-ching! Apple Pay Cash could arrive in Europe soon

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Apple Pay
Sending money from your iPhone is about to get a lot easier in Europe.
Photo: Apple

Apple Pay Cash could be ready to make its debut in Europe.

Screens invited users to set up Apple’s peer-to-peer payments service have started popping up on devices on the other side of the Atlantic this week. Apple has also started publishing Apple Pay Cash support pages in European countries.

Privacy is the secret sauce that makes Apple Pay Cash special

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Apple Pay Cash
Apple Pay Cash has one big advantage over its rivals.
Photo: Apple

From Apple Pay Cash to Venmo, there’s a growing number of peer-to-peer payment services that allow you to send cash to your friends. But which one is the safest to use?

Respected product testing publication Consumer Reports recently tested out the main apps in this space — including Apple Pay Cash, Venmo, Square Cash, Facebook Messenger, and Zelle. Although the report says that all of them work, Apple Pay Cash has one very important selling point that gives it the edge over its rivals.

Why you shouldn’t keep a large Apple Pay balance

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New ad makes Apple Pay in Messages easy and funny.
Someone who has sent you money can potentially get your Apple Pay account locked. Which might be a real problem for some people.
Screenshot: Apple

Some people treat Apple Pay like a bank account. They keep a balance of cash on this payment system and use it to pay off debts or accept money from friends.

A Redditor has a story that shows a potential pitfall of this strategy, especially if a large sum of money is involved.

WhatsApp takes on Apple Pay Cash with peer-to-peer payments

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WhatsApp on iPhone
Don’t ignore the latest WhatsApp releases.
Photo: Rob LeFebvre/Cult of Mac

WhatsApp plans to take on Apple Pay Cash with a peer-to-peer payments system of its own.

Powered by UPI, the service is expected to rollout to users as early as next week following a beta test. It could launch with just three banking partners initially as WhatsApp races to compete with rival payments services.