Most Apple users end up holding on to their devices longer than they’d like. Not because they’re still fast, but because buying a new one means shelling out thousands, and reselling is a headache most people don’t have time for.
That’s why Upgraded has been taking off.
MacBook monthly payments: Loved by Apple superfans
Upgraded is a simple, flexible upgrade program that makes owning the latest MacBook (and now the latest iPad Pro) easier than ever. Monthly plans start at $33.28 for MacBooks, and $31.89/mo for iPad Pros, and every two years, you can swap your device for the newest model without the hassle of finding a buyer or paying a huge lump sum upfront.
For people who like staying on the cutting edge, it feels a lot like the iPhone Upgrade Program, only now, it’s for Macs and iPads.

Photo: Upgraded/Pexels
How Upgraded works
Unlike a lease, you own your device, but the program is structured so you’re never stuck with outdated tech or forced to sell your old machine. Here’s what the process looks like:
- Pick your new MacBook (or iPad Pro)
- Pay monthly, as low as $33.28/mo for MacBook Air, $52.17/mo for MacBook Pro
- Upgrade every 24 months to the latest model
- Send back your old device when it’s time. No awkward meetups, no reselling stress
Every device ships directly from Apple Premier Partner GatorTec, so you’re getting official stock and warranty coverage. When you upgrade, Upgraded refurbishes or resells your old machine, keeping high-quality tech in circulation and reducing e-waste at the same time. And if you need a little more information before making your purchase, Upgraded has an in depth resources section so you can compare financing options, or learn what device is right for you.
Now with the iPad upgrade program
Upgraded started with MacBooks, but this year, it expanded to include the iPad Pro. The program works exactly the same way, so you can add an iPad to your setup without committing thousands upfront.
Current pricing:
- 11-inch iPad Pro: starting at $31.89/mo (0% APR for qualified customers)
- 13-inch iPad Pro: starting at $40.78/mo
Whether you’re adding an iPad as a portable sketchbook, a second screen, or a productivity tool, the monthly plan keeps your cash flow flexible, and you’ll always have the latest model in your bag.
For Apple power users and pros
MacBooks have become the go-to machines for creatives, developers, students, and anyone who needs reliable power. But for those who rely on their Mac for work, the right specs matter. And many retailers don’t keep custom configurations in stock.
Upgraded offers the full range, including high-performance builds you can’t always find off the shelf. Want a maxed-out MacBook Pro with 128GB of RAM or 4TB of storage? You can get it on a plan that doesn’t crush your budget.
Example:
- A 14-inch MacBook Pro with 32GB RAM and AppleCare+ costs $2,278 outright.
- With Upgraded, that’s $63.28/mo at 0% APR (for those who qualify).
That leaves more room to invest in apps, tools, or just save it for something else.

Photo: Upgraded
Save cash flow, skip the resale headaches
Compared to traditional payment plans or leases, Upgraded is built for flexibility:
- 36-month terms (not 12–18) for lower MacBook monthly payments
- Upgrade every two years so you’re always current
- No lump sum payment at the end: The upgrade is built in
- Keep your budget balanced: As low as $33.28/mo for a MacBook Air, $31.89/mo for an iPad Pro
It’s why the program is gaining traction with tech enthusiasts, students, and working pros who need reliable gear but don’t want to burn cash to stay up-to-date.

Photo: Upgraded
Loved by Apple superfans
Upgraded’s customers have called it “the most Apple-like experience from a company that isn’t Apple.” Everything from checkout to delivery to upgrading is designed to feel seamless and straightforward.
As another customer, Shawn put it:
“Talk about being a savior. I’ve been using my old Dell XPS 15 for 8+ years hoping to finally get fully back in to the Apple ecosystem and these guys made it possible and so easy. It’s not to say I couldn’t have bought a MacBook Pro sooner but Apple’s payment plans aren’t exactly the most affordable and forking out $3k+ out of pocket is a hard pill to swallow. Having the 0% interest spread out over 3 years with the ability to upgrade in 2 years is a dream come true.”
With back-to-school season here, the program is especially appealing for students, freelancers, and anyone who wants the newest MacBook or iPad without draining their savings.
Prices start at $33.28/month for the MacBook Air, $52.17/month for the MacBook Pro, and $31.89/month for the iPad Pro, with APR as low as 0%. You can check if you qualify for 0% financing instantly on MacBook monthly payments, without impacting your credit score.
Shop the MacBook Upgrade Program here, or join the iPad Upgrade Program here.