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Apple and Goldman Sachs hit with $90 million in fines for Apple Card mistakes

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Apple and Goldman Sachs fined over Apple Card
Apple and Goldman Sachs don't like CFPB's findings, but they plan to comply.
Photo: Apple/Cult of Mac

The Consumer Financial Protection Bureau (CFPB) imposed nearly $90 million in combined penalties on Apple and Goldman Sachs, the agency said Wednesday. The fines punish widespread customer service failures and misleading practices affecting Apple Card users. And the Apple Card fines for Apple and Goldman Sachs add up to some serious bank, too.

The enforcement action comes after an investigation revealed “significant breakdowns” in dispute handling and deceptive marketing of interest-free payment plans, CFPB said. Apple and Goldman Sachs didn’t much like the findings but pledged compliance.

Big surprise: Severance season 2 teaser is weird as hell [Apple TV+ trailer]

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Severance season 2 teaser trailer
This season two promo image has been out for a while. The new teaser trailer gives a clue as to why he's carrying balloons with his face on them.
Photo: Apple TV+

Fans of hit Apple TV+ series Severance — call it a surreal workplace thriller — would expect nothing less than to have their heads exploded by the season two trailer. And without too much exaggeration, that’s pretty much what they get with the video Apple TV+ dropped on YouTube Wednesday.

It leaves you with nothing but tantalizing questions. Like: What the hell are they doing? Well, whatever it is, we want in. The January 17 streaming date can’t come soon enough. Watch the teaser trailer below.

Record and transcribe your phone calls with iOS 18.1

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Image showing the transcription of call recording on an iPhone, with the caption, “Take Note of This Feature”
Native call recording has been a long time coming.
Image: D. Griffin Jones/Cult of Mac

It’s only taken 17 years, but iPhone call recording is finally here. In iOS 18.1, you can record a phone call on your iPhone for future reference. If your device supports Apple Intelligence, you’ll get transcriptions of the phone calls, too.

This feature is a great way to refer back to a previous conversation. Who said what? What date did they say? What exactly did you agree to?

If you used a shady call recording app before, you can bid it adieu. There’s a convenient button built right into the Phone app; and you can refer back to your recordings in Notes. Here’s how it all works.

iPad mini 7 with Apple Intelligence support goes on sale

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iPad mini 7 includes support for Apple Intelligence
The new iPad mini looks just like the old one.
Photo: Apple

Apple’s new iPad mini with Apple Intelligence support is now on sale. Announced on October 15th, the iPad mini 7 sports an A17 Pro chip.

Despite Apple Intelligence being a key highlight, the new iPad mini will launch with iPadOS 18, meaning buyers must wait a few days to get the new AI-powered features.

Stop iPhone from autocorrecting swear words to ‘ducking’ and ‘shot’ once and for all

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Ducking Auto Correct
Ducking autocorrect. What a shot piece of software. It’s such an overcorrecting dock. 
Image: D. Griffin Jones/Cult of Mac

Here is how to stop your iPhone from autocorrecting swear words. It’s not a simple toggle switch in Settings, unfortunately — but it’ll only take you a few minutes to fix it once and for all.

Apple presents an annoyingly family-friendly image. It doesn’t want the iPhone to autocorrect a swear word to protect the innocence of children. It doesn’t want porn on the App Store (even if it’s a tap away in Safari).

Luckily, for the adults in the room, it’s all surface-level means of protection. Here’s how you can get your iPhone to let you swear again.

Apple Intelligence, iOS 18.1 and macOS Sequoia 15.1 take a big step toward release

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iOS 18.1, iPadOS 18.1, macOS Sequoia 15.1 and Apple Intelligence are almost here
The iOS 18.1 release candidate means Apple Intelligence for iPhone is about a week away.
Image: Ed Hardy/Cult of Mac

Apple gave developers access to the release candidates of iOS 18.1, iPadOS 18.1 and macOS Sequoia 15.1 on Monday. This is the last round of testing before introducing them to the public, which means Apple Intelligence will finally launch in about a week.

Release candidates for tvOS 18.1 and visionOS 2.1 also went out. However, watchOS 11.1 RC is not yet available.

Tim Cook reapplies ‘not first, but best’ mantra to Apple Intelligence

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Tim Cook on Apple Intelligence
Tim Cook spoke recently at Apple Park during the "It's Glowtime" event.
Photo: Apple

You can encapsulate Apple’s approach to innovation in four words, according to a new profile of CEO Tim Cook: “Not first, but best.” It’s not a new sentiment, but Cook doubles down on it in a long magazine article that came out over the weekend, complete with interesting tidbits about his life and his journey with Apple, past and present.

And in a colorful side note: The man apparently loves Diet Mountain Dew. And yet Apple Park doesn’t stock it, so he doesn’t get to drink it as much as he used to. (Theory: Cook banned it himself in an act of self-discipline.)

Apple seemingly knows Apple Intelligence is not as good as ChatGPT

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Apple Intelligence
ChatGPT > Apple Intelligence.
Photo: Apple

Apple’s AI efforts are significantly behind Google, Meta, and OpenAI. Reportedly, some inside the company believe it is “more than two years behind the industry leaders.”

Apple previewed Apple Intelligence at WWDC 24. However, the public will only get a taste of its AI efforts when iOS 18.1 drops later this month.

iPhone 17 Air could launch with single 48MP rear camera in 2025

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iPhone 17 leaks, specs and price
Will you buy the iPhone 17 Slim if it packs a single 48MP rear camera?
Photo: Cult of Mac

Apple’s rumored iPhone 17 Air for 2025 could use a new A19 chip and a single rear camera. It would seemingly sport an all-new, slimmer design.

Rumors suggest Apple will shake up its iPhone 17 lineup next year, ditching the Plus model in favor of this “Air” model.