If you rely on your MacBook to handle serious workloads — think 3D renders, Xcode builds or 200-tab research sessions — you know the right machine doesn’t come cheap. Luckily, you can finance MacBooks with Upgraded, a convenient upgrade program that makes it easy to get the exact laptop you need, when you need it … without paying thousands upfront.
With 0% interest financing over 36 months and the option to upgrade every 24 months, the subscription-based service is an ideal option for power users who want the latest Apple silicon without paying a fortune upfront.
Finance MacBooks: Upgraded is a smarter way to stay on the cutting edge
Even the cheapest MacBook Air offers excellent performance and astonishing efficiency these days, thanks to Apple’s chipmaking prowess.
However, a fully spec’d-out MacBook Pro can run upward of $6,000. And for power users, upgrading every couple of years isn’t a luxury. It’s a necessity. That’s where Upgraded, and its clever way to finance MacBooks, comes in.
Upgraded was created by a former startup CTO who got tired of the hassle of flipping old MacBooks on Facebook Marketplace just to keep his setup current. Now, Upgraded lets you skip that kind of annoyance.
With this MacBook upgrade program, you simply choose a MacBook with whatever specs you want, pay monthly, and upgrade on your schedule.
Screenshot: Upgraded
Designed for creators, engineers and high-performance workflows
And we’re not talking off-the-shelf base models. You can custom-order and finance MacBooks with configurations that third-party retailers and even Apple Stores rarely stock. Want 128GB of RAM and an 8TB SSD? No problem.
That makes Upgraded’s program ideal for users with deep workflows, heavy app stacks or multiple VMs. AppleCare+ comes included by default. And when it’s time to upgrade, Upgrade will ship you a box, handle a secure wipe once they receive your old machine, and then refurbish it so someone else can put it to good use.
Photo: Upgraded
This Mac upgrade program is not just easier — it’s financially smarter to finance MacBooks
Here’s how it works. Take a typical 14-inch MacBook Pro with 32GB RAM and AppleCare+. Buying direct from Apple would cost $2,278 upfront. With Upgraded, you pay $63.28 per month.
That’s the same total cost, but spread out (and interest-free). And when you finance your MacBook, you can invest the cash you would’ve dropped upfront on software licenses, backup drives or even a high-yield savings account.
“Pay over time and put the rest to work for you,” says Upgraded CEO John Erik Metcalf. “You could earn 4% on money you’d otherwise spend all at once.”
Powered by industry-leading partners
Upgraded sources hardware from GatorTec, an Apple Premier Partner, and uses Citizens Bank for payment plans. (Sound familiar? That’s the same bank Apple partnered with for its very similar iPhone Upgrade Program.)
Upgraded’s MacBook upgrade program is also backed by startup veterans, including OpenAI’s Greg Brockman and the Y Combinator accelerator. So you know you’re not dealing with a fly-by-night operation.
Photo: Upgraded
Try Upgraded: Finance MacBooks for performance on your terms
Upgraded’s monthly pricing starts at $33.28 for a MacBook Air and $52.17 for a MacBook Pro, with options to scale all the way up with ultra-powerful custom builds. You can finance MacBooks with no markup and no resale hassle. Just the machine you need, when you need it.
With new M4 chips recently rolling out across Apple’s MacBook lineup, this is the best time to rethink how you buy your next machine. Explore your options at getupgraded.com.
