Apple has expanded its 0% Apple Card financing option for products, including the Mac, iPad, AirPods Pro, AirPods, and Apple Pencil. (No Apple Watch, though!)
The company previously launched a 0% Apple Card financing option for iPhone in December. However, this is the first time that Apple has expanded this to cover other Apple products. Tim Cook suggested that Apple would be expanding the program during Apple’s most recent earnings call.
Financing options vary from six months to 12 months depending on the item and its pricing. For instance, the AirPods with Wireless Charging Case will cost $33.16 per month for six months. Meanwhile, a Mac Pro begins at $499.91 per month for 12 months. This is something many customers are likely to be happy about, since it reduces the up-front cost of Apple devices and instead spreads the cost over a period of time.
To buy an item using the new 0% financing options, you’ll need to be an Apple Card user. Provided that you are, select the Apple Card Monthly Installments option upon checkout. (If you are not, selecting this option will take you through to an Apple Card application page.) After this, you simply complete the purchase as normal, although the payment will be split over the agreed upon payment plan duration.
At present, the offer is available only in the United States. It certainly comes at a good time, though — especially since new products, such as a redesigned iMac, are on the horizon at WWDC.