Apple beefs up fraud prevention for Apple Pay and Wallet app


Cupertino makes moves to better prevent fraud.
Cupertino makes moves to better prevent fraud.
Photo: Apple

Apple is in the process of upgrading Apple Pay fraud prevention features for cards stored in the Wallet app on iPhone and Apple Watch, starting with Visa cards.

Some users have already started noticing a new “Enhanced Fraud Prevention” alert badge.

Apple enhances fraud prevention features for Apple Pay and Wallet app

Cupertino began notifying Wallet users of the rollout on Tuesday. Users on social media indicated they’d started noticing a new popup alert when opening the Wallet app.

Here’s what Apple’s alert says:

For cards with certain enhanced fraud prevention, when you attempt an online or in-app transaction, your device will evaluate information about your Apple ID, device, and location (if you have enabled Location Services), to develop fraud prevention assessments, which are used by Apple to identify and prevent fraud.

The company also said it will share “fraud prevention assessments as well as information about your transaction” with card networks to further prevent fraud. Details shared will include purchase amount, currency and date.

It looks like you can’t opt out of the fraud protection features, as Cupertino notes that Apple Pay users who prevent the sharing of assessment with payment card networks need to “select another card.”

Users should spot the fraud protection alert and new features in relation to cards they currently store in the Wallet app. And Apple said it will alert users whenever they add supported cards to Wallet.

The features appear to be rolling out worldwide to Visa users, with no indication yet about support for MasterCard or American Express cards.


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