How to find stores near you that support Apple Pay

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A war for mobile wallet dominance is on the horizon. Apple Pay. Photo: Jim Merithew/Cult of Mac
Apple Pay. Photo: Jim Merithew/Cult of Mac

Apple Pay launched yesterday with dozens of official partners supporting Apple’s mobile payments solution out of the gate, but even though participating stores are listed on Apple’s website, there are tons of other contactless payment vendors in your city that can use Apply Pay, and you don’t even know it.

Many of the 200,000 contactless NFC payment terminals across the U.S. can accept Apple Pay, whether it’s a Coca-Cola vending machine, or your local car shop. Finding those business using contactless payments is the biggest challenge, but thanks to a couple of websites and apps, you can locate your next Apple Pay destination in seconds.

Here’s how to find Apple Pay merchants near you:

Apple Pay might launch on October 20th with iOS 8.1

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Apple’s first major iOS 8 seeded to developers this week contained clues that Apple Pay is nearly ready for launch, and according to a report from Bank Innovation, we won’t have to wait much longer to replace our wallets with the new mobile payments solution.

The finishing touches are still being made to the security features in Apple Pay, but the report claims that the official release is tentatively scheduled for the third monday of October.

Square plans to add Apple Pay and Bitcoin support to next register

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squareregisteripad

Apple Pay is threatening to put mobile payments companies like Square and PayPal out of business when it launches next month, but according to Square co-founder Jack Dorsey, Apple Pay isn’t actually a threat to his company.

Dorsey revealed yesterday that Square is hoping to use Apple Pay to its advantage by building a new register for sellers that accepts Apple Pay and pretty much every other form of payment you can slide across a counter.

Apple’s partner used familiar code-name for top secret payments project

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Photo: Apple
Photo: Apple

Apple’s insistence on secretive behavior is well known. When it came to entering mobile payments with Apple Pay, that veil of secrecy didn’t drop for a second — with Apple insisting on some pretty stringent security measures, despite dealing with some of the giants of finance.

The code-name it chose for one of its partners on the project might strike you as a bit familiar, however — since it was later re-used as the name for Apple’s latest iteration of OS X.

“Our first code-name was Yosemite,” Barry McCarthy, president of Financial Services at FirstData, told me in an interview. “Later on when we found out that was also the name Apple had selected for its new OS, we changed it to Project Acadia, after another U.S. national park. We weren’t allowed to use or even say the name of the technology company we were working with — which was of course Apple.”

Apple confirms iPhone 6 NFC chip is only for Apple Pay at launch

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iPhone6NFC

Apple finally added NFC to the iPhone 6 and 6 Plus, but if you were hoping that the company’s new NFC chip will allow you to pair speakers or integrate NFC tags into your favorite apps, you’ll have to keep waiting. Apple has put its NFC chip on lockdown, at least for now.

Sources at Apple have confirmed to Cult of Mac that the NFC chip on the iPhone 6 and 6 Plus will only be used for Apple Pay when it launches this week.

Apple Pay will make impulse buys even easier

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Apple Pay's ease of use may lead to increased impulse buying -- and that's exactly what Apple's hoping for.
Apple Pay's ease of use may lead to increased impulse buying -- and that's exactly what Apple's hoping for.

More and more retailers are already using NFC terminals, but there is an additional reason why those without them might want to hurry up and get onboard: because Apple Pay could lead to more impulse purchases.

That at least seems to be the rationale of Walt Disney World, according to a new report.

A partnership with Walt Disney World was announced on Tuesday, and as per About.com theme park expert Arthur Levine, Disney is convinced it’s going to prove a great way of upping the amount customers will spend.

“It is surely hoping that by giving visitors the ability to use its cash-less system anywhere across the Disney World campus, they will increase spending, especially on impulse purchases,” Levine says.

Big vs. bigger: Which iPhone 6 deserves a place in your pocket?

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iPhone-6-vs-6-Plus

For the second consecutive year, Apple has delivered not one but two new iPhones. Unlike the iPhone 5c, however, the slightly cheaper model this time around isn’t just an old iPhone inside a new shell. The iPhone 6 has the same A8 processor, the same Touch ID fingerprint scanner, and the same improved iSight camera as the iPhone 6 Plus.

So, is size the only difference, and how do you choose which model is right for you? Our in-depth comparison below will help you compare each device — spec for spec, feature for feature — and decide which one most deserves a place in your pocket for the next 12 months.

Should Tim Cook apologize for the Fappening at today’s iPhone 6 event?

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Photo: Apple.
Photo: Apple.

Apple is widely rumored to unveil a new NFC-based mobile payments service tied into the iPhone and iWatch later today.

But there’s a problem. In the aftermath of the Fappening, the massive iCloud breach that leaked nude and pornographic images of Jennifer Lawrence, Kate Upton and more, it’s bad timing. Apple’s name is synonymous in the news with security breaches right now. People may not want to trust the company with their financial data if Apple can’t even protect the nudes of celebrities.

So maybe Apple shouldn’t push payments during today’s big event. Or at least not at first. Maybe Tim Cook should apologize instead.

Token technology will make Apple’s mobile payments extra secure

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Apple Pay's ease of use may lead to increased impulse buying -- and that's exactly what Apple's hoping for.
Apple could use both NFC and tokenization as part of its mobile payments drive.

In addition to near field communication (NFC) as part of its mobile payments drive, Apple will be incorporating something called “tokenisation” technology, according to sources who spoke with Bank Innovation.

As the report explains, “Financial institutions — card issuers and networks — prefer token technology because it replaces primary account numbers, those 16-digit card numbers on the front of credit and debit cards. Instead, the tokenization technology uses complex codes that are easily transmittable over the air and between devices, but that are used only once, so even if they are intercepted, are of no use to fraudsters.”

Apple has been investigating tokenization technology for several years, with multiple patents relating to the process dating back as far as 2009.