PassWallet, an app that allows Android devices to use passes created for Apple’s Passbook service, has been updated to add supper for NFC. Users can now “beam and redeem” all kinds of passes if they have a supported handset, something Apple’s iOS devices — which don’t support NFC — cannot do.
Apple has made the iPhone more enterprise-friendly with almost every release of iOS, but some might say the company’s popular smartphone still isn’t ideal for business. When I say “some,” I mean Samsung. The Korean company just released a strange new advert to promote the enterprise features of its Galaxy S III and Galaxy Note II, and it couldn’t help but bash the iPhone and even BlackBerry devices at the same time.
There have been all sorts of crazy rumors about the iPhone 5S. Some have said it might launch in June. It could have NFC built-in with a ‘Super HD’ camera. There might even be multiple iPhone colors for you to choose from.
If you want high-tech security in your iPhone, then maybe this new rumor will get you excited. According to one analyst, the next iPhone will be rocking a built-in fingerprint sensor, and it’s going to debut alongside a cheaper iPhone model.
Guy Kawasaki was one of the Apple employees behind the legendary marketing of its 1984 Macintosh, and he’s well known among the Apple community for being a former evangelist of the Cupertino company. You might think, then, that when Kawasaki’s phone rings, it’s an iPhone he pulls out of his pocket.
Well that couldn’t be further from the truth. Kawasaki’s a diehard Android fan, and he has been for about a year. He no longer uses any iOS products at all — not even an iPad.
Those analysts are some crazy cats. When you’re having a drab day, you can always count on one of them to pull something spectacular out of the bag. Jefferies analyst Peter Misek has done exactly that today when he unveiled his predictions for Apple’s iPhone 5S.
The handset will arrive in June, Misek believes, just nine months after the iPhone 5 made its debut, and it’ll boast NFC connectivity and a “super HD” camera. It’ll also come in 6-8 colors, apparently.
I laughed at Misek’s predictions when I first read them, but could he be right?
Got an Android phone with NFC and ticked off you can’t use it anywhere for mobile payments? Blame Apple. According to one industry watcher, the Cupertino-based tech company is responsible for setting back the emerging NFC market by two years in the United States.
It looks like Apple is really interested in doing something involving biosecurity in the future. A few months ago Apple acquired fingerprint sensor maker AuthenTec, and now they just signed a deal with an Australian company that specializes in fingerprint and biometric security that is processed via NFC.
One of the glaring omissions in Apple’s iPhone 5 keynote was any mention of NFC. The rumor mill had suggested that the iPhone 5 would come with NFC (Near Field Communications) tech for mobile payments, but the rumor ended up getting squashed in the weeks leading up to today’s event.
So why no NFC in the iPhone 5? According to Apple VP of Worldwide Marketing Phil Schiller, Passbook in iOS 6 is enough for what Apple wants to accomplish in the virtual wallet space right now. In a brief interview today, Schiller talked about NFC, and why Apple decided on the new Lightning dock connector.
Sonny Dickson got his hands on some pictures in which the “mysterious” chip shielding in the front assembly of the iPhone 5 was peeled back.
So what was underneath? The rumored, then discredited, NFC chip? A fingerprint sensor to go along with Apple’s recent, hasty acquisition of Authentec?
Nope, it’s definitely not either of those, but no one still knows for sure. The chances are, though, it’s nothing very exotic, but a required silion to make the new iPhone’s In-Cell touchscreen work.
Source: Sonny Dickson
After months of delays, Isis has announced the debut of its mobile payment system. A joint venture by AT&T, T-Mobile, and Verizon, Isis made news earlier this year at the Mobile World Congress in March, but has been pretty quiet since then. During that quiet period a number of other players in the mobile payment market have stolen the spotlight and announced major deals.
Apple is expected to eventually unveil its own mobile payment system, one that will most likely be based around the iTunes Store payment system, but hasn’t made announcements beyond iOS 6’s Passbook feature. Apple has also kept quiet about whether it will include NFC chips used in some mobile payment systems in the upcoming iPhone 5, which some analysts and pundits consider a barrier to entry into the mobile payment market.
Yesterday, we reported on a theory that a small square chip in the next iPhone could be a secret NFC chip. But today, Anandtech is making a much more convincing case that it’s not.
Here’s an interesting theory from Macotakara, riffing on photos highlighted by Apple.pro last week: the square chip seen at the top of the next iPhone, to the right of the built-in iSight camera, could be an NFC chip. In fact, it looks exactly the same size as one.
Square’s announcement of its partnership with Starbucks and the launch of new mobile payment company by several key retail and service chains were signs that the mobile payment industry and digital wallet concept is big business. Late last week, however, there was more news on the mobile payments front that proves that the race is far from over – one could even say that it’s barely started.
In a move that could make Square’s deal with Starbucks seem small and limited, Reuters reports that PayPal may soon be expanding its brand of mobile payments to include on the biggest fast food chains on the planet – McDonald’s. PayPal is currently testing a payment system in 30 McDonald’s locations in France. The company demoed the technology earlier this year.
Last week’s announcement that Starbucks is partnering with Square for mobile payments and credit card processing is big news for the nascent U.S. mobile payments market. It was also a warning shot fired by the startup across the bow of traditional payment processing companies, many of which have struggled to bring together an effective and successful digital wallet (or iWallet) solution. The move could also complicate any plans that Apple has to move into that market following the release of iOS 6 and its Passbook feature.
Apple may be the only major company operating the mobile space that hasn’t announced a partnership or trial related to delivering mobile payments and creating an iWallet. While it seems a forgone conclusion that Apple will eventually enter the mobile payment market, a recent statement by James Le Brocq, managing director at O2 Money (a division of the U.K. mobile carrier O2) illustrates why Apple hasn’t yet entered the that market and why that’s a good move for Apple: consumers aren’t that interested in mobile payments.
A couple of rumors hit the web today claiming that the iPhone 5 will supposedly be revealed in just 6 weeks. We’ve seen a lot of iPhone 5 parts leak out from manufacturers over the past couple weeks as well, so it sounds like the rumored September 21st release date might be true.
So if the if the iPhone 5 really is going to be announced on September 12, what new hardware features do you want it to come with? 2GB of RAM? 128GB storage? NFC? New dock connector? 3D Display? Also, what’s Apple going to name this bad boy? “The new iPhone,” or something else entirely? We want to hear what you want out of the next iPhone you buy, so come over to the forums and let us hear about it.
CLICK HERE TO TELL US WHAT NEW FEATURES YOU WANT IN THE IPHONE 5 AT OUR FORUMS.
Image: InventHelp
Whenever Apple moves to purchase a company, you know they’ve got something up their sleeves, and it’s not hard to imagine the possibilities of their latest acquisition: maker of fingerprint sensor chips, AuthenTec.
While Apple’s taking a wait and see approach to the nascent mobile payments and digital wallet industries, PayPal seems ready to launch an all-out offensive. In addition to its existing assortment of mobile, local, and online payment systems, PayPal announced this week that it is acquiring startup card.io.
card.io currently works with a range of iOS and Android developers to help them integrate mobile credit/debit card payment capabilities into their apps without the need of additional hardware like Square’s card reader or PayPal’s Here card reader. Instead, card.io’s partners use the built-in camera of an iPhone (or other iOS or Android device) to snap a photo of a credit card. The card number and related information is extracted and passed to a payment processor to complete the transaction (manual keying in a card number is also supported as a backup).
The OKSU printer is kind of like a real life Pinterest concept, only cooler, and not just for girls. Found some Prada shoes you like but can’t afford? Print their picture out on the OKSU, pin them to your wall or something so you can drool over them everyday, and then when you finally got enough cash to buy them, you just drop the picture on top of the OKSU printer and the website pops up on your MacBook, iPad, or iPhone automatically. It’s magic, ta-da!
Mobile payment technologies have an interesting and complicated relationship with local businesses. On the one hand, local mom-and-pop restaurants, shops, and services are probably the companies that you’d expect to adopt new payment technologies the slowest – particularly if those technologies require new point of sale hardware like an NFC reader. On the other hand, mobile payment systems could be poised to deliver a new wave of business to such local companies.
Making the situation more complicated is the fact that any mobile payment system (Google Wallet, PayPal in-store purchasing, or any system that Apple may be slowly developing) can’t be considered a solid winner or option unless that system strikes it big with local businesses. A system that only applies to large chains, like the in-store purchasing the PayPal rolled out to Home Depot and other retailers, can’t be considered mainstream unless it’s adopted very widely and by a significant percentage of small businesses.
Further complicating the relationship is the fact that many players in the race to create a true digital wallet are on focusing widely varying options for small and local businesses. That means that no one company is leading and no company really seems to have a consistent strategy for tapping this immense and important market.
PayPal, Amazon, and Apple are leading the mobile payment market according to IDC. The research company released the results of a business strategy study that focused on new and emerging payment technologies. The 2012 study is eighth year that IDC has conducted the survey, but it is the first year where mobile payments were a major focus.
While many efforts are underway to develop new payment technologies, many of them based around NFC, most new technologies have yet to catch on with consumers.
Overall mobile payments, however, are catching on with consumers. IDC reports that the number of individuals making mobile payments has doubled since last year’s report and that one-third (33%) of consumers have made some form of mobile payment. The data also shows that the mobile payments market is being led established players and existing technologies.
Apple’s rivals are already producing smartphones with NFC capabilities, and although NFC is yet to really take off, it’s still capable of some pretty incredible things that we all want from our smartphones. However, there has been some debate about whether or not Apple will adopt the feature, or create an alternative of its own — possibly utilizing Bluetooth.
Since the company unveiled Passbook in iOS 6, that debate has hit an all-time high. Passbook would work wonderfully with NFC, and would allow us to ditch physical cards and tickets in favor of a “contactless” system in which we just hold our devices up to a sensor. And according to a newly granted Apple patent for “iTravel,” it appears the Cupertino company is just as excited about that prospect as we are.
We’ve all been waiting with bated breath for Apple to take the mobile payment industry by storm and bring it to the mass consumer market. For years, there have been whispers that Apple is working on its own approach to reinventing mobile payments, including the possibility of a NFC-equipped iPhone. When Apple unveiled Passbook in iOS 6 last month, the company announced its first real foray into mobile payments by partnering with select companies for handling virtual goods like coupons and airline tickets.
According to a new report on The Wall Street Journal, Apple’s Passbook is only a shadow of things to come. The company is “deliberately” working on its own mobile payment system, and while the rest of its competitors scramble to test the waters, Apple is sitting back and developing the right strategy.
Are mobile payments safe? That was a question that the House Financial Services Subcommittee on Financial Institutions and Consumer Credit posed to various finance officials earlier today. The subcommittee didn’t get a particularly clear answer.
According to written testimony provided by Stephanie Martin, associate general counsel for the Federal Reserve Board of Governors, defining what protections apply to mobile payment systems is complicated by the fact that many businesses involved in the transfer of money through mobile devices aren’t banks. Companies involved in mobile payment systems that don’t meet the established definition of providing banking services aren’t subject to certain scrutiny, regulation, or consumer protection laws.
Read enough articles about NFC and its potential for mobile payments and you’ll find yourself thinking the technology is the inevitable mobile payment platform. Every major mobile platform except iOS already includes or will include support for NFC-enabled devices. There are lots of partnerships being announced between key players like device manufacturers, carriers, and banking or credit card companies. It also just seems to make sense that this is the future.
Until you look up from all the stories about what NFC and look at what’s really happening in the world. You don’t see much evidence of NFC payment systems in everyday life. NFC isn’t yet emerging into mainstream commerce, but there is ample evidence that mobile payments are taking off without it. Those options becoming mainstream are decidedly low tech by comparison, but that’s precisely why they’re succeeding.
