All items tagged with "iPhone insurance"

Best warranty options for your new iPhone

iPhone 6 Plus Photo: Jim Merithew/Cult of Mac

What happens if you accidentally crack the gorgeous screen on your iPhone 6 Plus? Photo: Jim Merithew/Cult of Mac

Naturally, you hope your new iPhone will stay in mint condition until you’re ready to upgrade or resell. But the fact is, if you cringe at the possibility of a $200 repair bill for a broken screen, it’s time to think about getting an extended warranty.

You’ve got several options: AppleCare+ is available for purchase with new hardware, and mobile carriers and third-party warranty providers sell plans with different perks. You should also check out your personal insurance provider if you’ve got one. Some homeowner’s and renter’s policies offer protection plans for personal belongings, and you might already be covered. The deductibles tend to be steep, but it’s still worth giving your insurer a call to know your options.

Deciding on a warranty can be tricky, so we’ve done the hard work for you.

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Are iPhone Extended Service Contracts Worth The Money?

Are iPhone Extended Service Contracts Worth The Money?

Note: Jonathan Zschau is a Boston-based attorney and a specialist in consumer rights.

UPDATE: SquareTrade has objected to some of the statements and characterizations in this article. The company has some good points, which are published in full here.

As well as a good case or bumper, should you buy an extended service plan to protect your iPhone?

These service contracts are commonly referred to as “extended warranty plans,” “protection plans,” or “insurance plans” and promise to insure your iPhone from defect, accidental damage, and sometimes loss or theft.

The problem with extended service contracts is that they don’t offer you much more than you are already entitled to through your iPhone’s warranty, AppleCare, or existing consumer protection laws.

Although these service contracts do offer additional protection from accidental damage, theft, or loss they are also fraught hidden conditions, exclusions, and deductibles, which ultimately detract from their utility. Except for a very small minority of unusually accident-prone iPhone owners, these extended service contracts are a waste of money.

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