How to unfreeze your credit before buying the iPhone X | Cult of Mac

How to unfreeze your credit before buying the iPhone X


iPhone X
Did you get lucky?
Photo: Apple

Thanks to the Equifax hack, freezing your credit has become pretty much a must-do for millions of Americans. But if you’re planning to buy the iPhone X soon, that could be a problem.

iPhone X customers purchasing their device through Apple’s upgrade program will have to go through a credit check to qualify for the installment payments plan. Your carrier might do a credit check too, but the good news its easy to unfreeze and freeze back.

All three major credit monitoring services allow you to schedule a temporary freeze removal. Set yours to go back in place on October 28 so you have plenty of time to make the sale.

To unfreeze your credit you’ll need to fill out a form at all three major credit companies. Here’s a link to the form for each of them:


You can choose to have your credit freeze open on October 26 and then close again on October 28 after you’ve bought the iPhone X, or whatever dates you plan to make your purchase on.

The iPhone X will be available to preorder starting on Friday, November 27 at 12:01 AM PT. Units are expected to ship on November 3, but with supply expected to be severely limited, shipping estimates could slip very quickly.

To make sure you have the best chance at getting the iPhone X you want, check out our guide on how to preorder the iPhone X the right way.


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