Avoid blowing your budget this holiday season with this app [Deals]

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Get a bird's eye view of your spending without the need to sync with your bank account.
Get a bird's eye view of your spending without the need to sync with your bank account.
Photo: Cult of Mac Deals

It’s easy to lose track of spending during the holidays. As the gift wrapping stack up, a lot of us could use a little help keeping an eye on the bottom line. But no matter the time of year, financial discipline is something everyone can benefit from.

Kualto is a web-based tool designed to help plan expenses, save money, and forecast budgets. You can plan from a week up to as much as three years in advance, so you can avoid overdraft fees by seeing the future impacts of your spending today. Bill reminders help with avoiding late fees, track and forecast account transfers, and more. Additionally, it does this without actually connecting to your bank account, adding a strong degree of security and privacy.

Buy now: Get a lifetime of Kualto for $39.99, that’s a full 83 percent discount.