The best, obvious financial solution is one that automatically performs accounting tasks as funds are spent without the need for human input. But until such a system exists that actually works, we’re stuck with having to record our spending habits manually.
Still, it could be worse; at least there are solutions out there like the iOS and Mac MoneyWiz app pair to make the task somewhat less odious. Heck, sometimes it almost feels like fun.
Raise your hand if you really like managing your home/personal finances. I’m betting the few of you who did raise their hands are either in the financial industry or just dig numbers. The rest of us? Well we all hate trying to track budgets, spending, the “can I afford a new 32GB iPad now…” questions, and keeping work/tax expenses straight. I think I might have the solution for you.
Some folks just aren’t all that great with money. For some it’s because it’s just not something that’s fun to do. They have all the knowledge and understanding, but it just a boring bit of drudgery that they can’t be bothered to give it the care and attention it deserves. Perhaps if it was more fun to deal with, it’d make things a whole lot easier – and better.
When Lion was released last summer, there was a big outcry because Apple had decided to kill off Rosetta, the emulation engine that allowed Macs with Intel processors to run apps designed for Macs with Power PC processors. Apple’s position was that it had made the switch to Intel and stopped selling Power PC Macs five years earlier and it was time for users and developers to move on. Most developers did move on to releasing universal apps that could run on Macs with either processor or that were Intel-only.
One company that dragged its heals was Intuit, maker of the popular Quicken personal finance app. When Lion shipped, users of Quicken 2007, the most recent version, were faced with options that really weren’t that good: not upgrade to Lion, install a stripped down version called Quicken Essentials that was built for Intel Macs, run the Windows version of Quicken, or switch to a different app.